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More Month Than Money

October 7th, 2008 at 03:34 pm

It feels way too early in the month to be saying that, but that is what my life feels like most months during the first half of the month. DH and I both get paid on the 15th and the 30th. I get around the same amount each time (depending upon the # of hours I have worked) but DH's gets an extra $1000 in the check on the 15th. This is his "commission" (long story - not true commission but closest to that). This goes to pay extra bills, car payment etc. due between the 15th and the 30th but there is always a bit extra left over so I feel like I have more money the second half of the month. Since the paycheck on the 30th is smaller, I always have less money to work with during the first half of the month. Usually it is not a big deal but I feel like we have been bleeding money lately and I have been trying really hard not to touch our savings. DD17's fender bender set us back $475 (and her also) and we are not done with that yet - still have to deal with repairs to the car she hit (probably around $600 total - $300 us and $300 her). My youngest DD9 is playing the flute in school and I had to get a flute repadded and fixed up to the tune (yes, a pun on purpose) of $135.00. DD17 is also applying to colleges and just took the SAT's so there were some fees associated with that. Fortunately she was able to get several applications fee free but the PA state schools don't wave the fees except for extreme cases of financial need.

I cannot wait til DH finds a different job that pays a bit more. We are doing okay but I would really like to be able to go back to doing a bit more than just okay. I guess I should be grateful but after 2 years of him being un/under employed, it is getting really tiresome. Fortunately he has interviewed with 3 different companies in the past week and at least 2 sound fairly interested and fairly promising. I can survive like we have been doing for a while longer but I want to know that he is in a job with long term potential for growth/increased earnings. Where he is right now just doesn't really offer that. They made it sound like it did when he took the job but in reality, it would be really hard for him. In sales, if the company you work for cannot/will not handle any increases sales volume, your hands are pretty much tied. Hard to believe but true. On the one hand he keeps getting told to increase sales, find new customers etc. but then they refuse to open up new accounts and tell him they cannot delivery things. He feels like he is constantly fighting just to do the bare minimum. I can fully understand why he wants out.

On a lighter note, we still have not turned on the heat yet, although I did get a number of complaints from my two youngest this morning. It was probably about 65 - 68 in the house. You would have thought it was 20 below to hear them complain. I may have to break down soon because my DD15 has a guinea pig and they cannot take real cold without getting sick. And once they get sick, that is usually it for them. I cannot be intentionally cruel to it so I will probably have to crank the heat on low soon overnight. Guess it depends upon what the weather is like this week. It was in the high 30's outside this morning.

My DS11 came down over the weekend dressed in pants for the first time this season. I had bought him new school pants (they have to wear khaki's with a uniform shirt) but I had not given a thought to the rest of his fall wardrobe. His pants were definitely a bit on the short side. He is short and was able to wear last years shorts all summer so I sort of forgot that he had grown. Yup - definitely enough that I have to find him several pairs of sweats. I will probably also have to wrestle him into a pair or so of jeans. He hates them but there are sometimes when they are just better than sweat pants. All the kids have off on Thursday for Yom Kippur so I get to spend part of the day shopping with him. I'm not sure which one of us will be dreading that more.

1 Responses to “More Month Than Money”

  1. thriftorama Says:

    It is frustrating to be underemployed. And we all feel like we have too many expenses-- something always crops up! Just stick with it and keep looking for something better.

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