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Hello - Goodbye...

August 14th, 2008 at 03:45 pm

I feel like that's all I get a chance to say to my money anymore. DH's paycheck gets direct deposited on the 15th and 30th of every month so I get the notice in the mail a day or two ahead. I write out all the checks for the bills (yes, I still ENJOY doing it the old fashioned way) and note any automatic debits (for college funds, Y membership etc.). This allows me to just drop anything in the mail on the 15th or 30th and get all payments in on time. Anyway, I feel like all I do is record the deposit and then keep on subtracting. Seriously, this cycle, after taking out all bills currently due and all auto debits, we have a grand total of 50 cents left over. It is not really as bad as all this since I still have to get paid but it feels like I just wave hello and goodbye anymore. Plus, I have to remind myself that some of it is ultimately going to us: $200 is going to the kids college funds ($50 each x 4 kids) some to retirement, and $100 to our emergency fund. Still, it would be nice for a change to be able to do more than just wave to it in passing.

3 Responses to “Hello - Goodbye...”

  1. little l Says:

    I totally hear you on this. We do okay financially but it still seems like we are kissing our money goodbye. So frustrating. I've set a few goals this month for reducing expenses and between that and our reduced spending, I'm hoping to reap the benefits starting next month. Of course I'm looking for a new, better paying job but who knows when that will happen. Good luck to you. If it helps, you're not alone.

  2. LuxLivingFrugalis Says:

    At least it makes you mindful of how fast it can go so you can make efforts to slow it down a bit!!

  3. sillyoleme Says:

    Same here... the only thing that makes me feel better about such fast turnover in income->expenses is to take a moment and check my 401k balance. Because I just started contributing & getting company match a few months ago, it makes me feel better to see that SOME of my money is staying put... somewhere.

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